1. Definitions

1.1 “Affiliate” – any entity that Controls, is Controlled by, or is under common Control with the Company, where “Control” means direct or indirect ownership of more than 50 % of the voting interests.

1.2 “Applicable Law” – any law, regulation, directive, governmental order, or judicial decision applicable in the State of Israel, including without limitation the Securities Law 5728-1968, the Regulation of Investment Advice, Investment Marketing and Portfolio Management Law 5755-1995 (“**Advice Law**"), the Consumer Protection Law 5741-1981, the Protection of Privacy Law 5741-1981, and all regulations promulgated thereunder.

1.3 “Content” – text, graphics, data, software, code, audio, video, or other materials.

1.4 “Effective Date” – May 2, 2025.

1.5 “Intellectual Property Rights” – all copyrights, database rights, trade marks, trade names, service marks, patents, utility models, design rights, moral rights, trade secrets, know-how, and all other proprietary rights, registered or unregistered, worldwide.

1.6 “Services” – the Calc618 website (calc618.com), mobile and desktop applications, software, application-programming interfaces (APIs), documentation, and all related features or products described in Clause 4 or otherwise made available by Calc618.

2. Acceptance and Capacity

2.1 By accepting electronically or using the Services, you enter into this Agreement.

2.2 If you act on behalf of a legal entity, you represent that you have authority to bind that entity.

2.3 You must be at least 18 years old and have full legal capacity. If you are under 18, you may use the Services only under the active supervision of a parent or legal guardian, who is the contractual party.

3. Regulatory Status, Risk Disclosure & No-Advice Disclaimer

3.1 No Investment Advice. Calc618 provides an AI-powered analytical toolkit. Calc618 is not a licensed investment adviser, broker-dealer, portfolio manager, or financial institution. All analyses, outputs, or communications generated by the Services (“**AI Outputs**") are general information only and do not constitute "investment advice", "investment marketing", or a personalised recommendation under the Advice Law or any other law.

3.2 No Fiduciary Duty. Your use of the Services does not create a fiduciary relationship. You remain solely responsible for evaluating the merits and risks of your trades and strategies.

3.3 Risk Disclosure. Trading cryptocurrencies, derivatives, margin products, or other digital assets is highly speculative and may result in substantial or total loss of capital. Past performance is not indicative of future results. You should consult a qualified, licensed professional before making any investment decision.

3.4 Liability Release. To the maximum extent allowed by Applicable Law, you irrevocably waive, release, and discharge the Company, its officers, directors, employees, and Affiliates from any and all liability, claims, losses, or damages (including loss of profits) arising from or relating to (a) your reliance on AI Outputs, (b) market movements or trading losses, (c) technical, blockchain, or security failures, or (d) regulatory or governmental actions affecting digital assets.

3.5 Regulatory Changes. Calc618 may modify, restrict, or discontinue the Services, in whole or in part, without liability if required to comply with new or amended laws, regulations, or governmental demands.

4. Description of Services

Calc618 is an AI-powered companion designed to help cryptocurrency traders make rational, data-driven decisions. Core features include:

• Crypto Trading Calculator – live spot, margin, and derivatives calculations; risk metrics; liquidation estimates; custom fees.
• Journal – structured logging of trade ideas, emotional notes, full trade data, and periodic AI analysis.
• AI Chat (Beta) – expert AI feedback, market sentiment aggregation, and future technical-analysis tools.
• Portfolio Dashboard – open-position tracking, performance metrics (P&L, ROI, win-rate, drawdown), pattern analytics, watchlists.

Calc618 may add, modify, or remove features at any time. Where reasonably practicable, material adverse changes will be announced at least thirty (30) days in advance.

5. Accounts, Security & Role-Based Access

5.1 Registration. You must provide accurate, current, and complete information when creating an account and keep it updated.

5.2 Credentials. You are responsible for maintaining the confidentiality of your login credentials and for all activity conducted through your account. Notify us immediately of unauthorised use.

5.3 Tiers. Access levels include Free, Basic, Pro, Premium, and Admin, each with the functionality set out on calc618.com/pricing (or successor URL).

5.4 Suspension/Termination. We may suspend or terminate any account for (a) breach of this Agreement, (b) suspected fraud or illegal activity, (c) compliance requirements, or (d) request of a competent authority.

6. Fees, Payments & Taxes

6.1 Pricing. Current fees are listed in our Pricing Schedule at calc618.com/pricing.

6.2 Payment Methods. We accept New Israeli Shekels (ILS), U.S. Dollars (USD), and supported stablecoins or cryptocurrencies, as specified in the Pricing Schedule.

6.3 Timing. Subscription fees are payable in advance; usage-based fees monthly in arrears.

6.4 Late Payments. Overdue amounts bear interest at 1.5 % per month (or the maximum legal rate, if lower) plus reasonable collection costs.

6.5 Taxes. All fees are exclusive of VAT and other applicable taxes. You are responsible for any taxes arising from your use of the Services, except taxes on our net income.

7. Intellectual Property & Licence

7.1 Ownership. The Services and all associated Intellectual Property Rights are and remain the exclusive property of the Company and its licensors.

7.2 Limited Licence. Subject to compliance with this Agreement, the Company grants you a non-exclusive, non-transferable, revocable, limited licence to access and use the Services for lawful internal purposes.

7.3 Restrictions. You shall not (a) copy, modify, or create derivative works; (b) decompile, reverse-engineer, or attempt to extract source code; (c) resell, lease, or sublicence the Services; (d) remove proprietary notices; or (e) use the Services to develop competing products.

8. User Content & Feedback

8.1 User Content. You represent that you own or have lawful rights to all content you upload ("User Content") and that it does not violate any third-party rights or Applicable Law.

8.2 Licence to Company. You grant the Company a worldwide, royalty-free, sublicensable licence to host, reproduce, modify, display, and distribute User Content solely to operate and improve the Services.

8.3 Feedback. Any suggestion, idea, or feedback you provide may be used by Calc618 without restriction or compensation.

9. Prohibited Conduct

You agree not to:

1. violate any Applicable Law or third-party rights;
2. use the Services for fraudulent or deceptive purposes;
3. transmit viruses, malware, or other harmful code;
4. interfere with or degrade the Services' performance or security;
5. attempt unauthorised access to systems or networks;
6. facilitate market manipulation, wash trading, or other unlawful trading activities.

10. Privacy & Data Protection

10.1 Processing of personal data is governed by the Calc618 Privacy Policy (calc618.com/privacy), incorporated by reference.

10.2 We implement reasonable technical and organisational measures to protect personal data in accordance with the Protection of Privacy Law 5741-1981.

11. Third-Party Services & Links

The Services may integrate or link to third-party exchanges, wallets, analytics, social-media feeds, or other resources. We are not responsible for third-party content or practices and provide no warranties regarding them.

12. Warranties & Disclaimers

12.1 Authority Warranty. Each party warrants that it has full power and authority to enter into this Agreement.

12.2 Service Disclaimer. Except as expressly stated, the Services are provided "as is" and "as available" without warranties of any kind—express, implied, or statutory—including merchantability, fitness for a particular purpose, non-infringement, accuracy, or reliability. We do not warrant that the Services will be uninterrupted, error-free, or secure.

13. Limitation of Liability

13.1 Exclusion of Indirect Damages. To the fullest extent permitted by law, neither party is liable for any indirect, incidental, consequential, special, exemplary, or punitive damages, or for loss of profits, data, or business opportunities.

13.2 Aggregate Cap. The Company's total liability arising out of or relating to this Agreement shall not exceed the greater of (a) the amounts you paid to the Company for the Services in the twelve (12) months preceding the event giving rise to the claim, or (b) USD 100.

13.3 Non-excludable Liability. Nothing in this Agreement limits liability for death or personal injury caused by negligence, wilful misconduct, or any liability that cannot legally be limited.

14. Indemnification

You shall defend, indemnify, and hold harmless the Company and its Affiliates from and against any third-party claims, damages, liabilities, and expenses (including reasonable attorneys' fees) arising from (a) your breach of this Agreement, (b) your User Content, (c) your violation of Applicable Law or third-party rights, or (d) your trading activities conducted in reliance on the Services.

15. Term, Suspension & Termination

15.1 Term. This Agreement commences on the Effective Date and continues until terminated in accordance with this Clause.

15.2 Termination for Cause. Either party may terminate immediately if the other materially breaches this Agreement and fails to cure within fourteen (14) days after written notice.

15.3 Termination for Convenience. You may terminate at any time by closing your account and ceasing all use of the Services.

15.4 Effect of Termination. Upon termination, (a) all licences granted to you terminate, (b) you must delete all proprietary materials, and (c) Sections 3, 6 (as to fees accrued), 7.1, 8, 12, 13, 14, 16–21 survive.

16. Governing Law & Jurisdiction

This Agreement is governed by and construed in accordance with the laws of the State of Israel, without regard to conflict-of-laws rules. The competent courts of Tel-Aviv-Jaffa have exclusive jurisdiction over any dispute arising out of or relating to this Agreement, and each party irrevocably submits to such jurisdiction.

17. Dispute Resolution

Before commencing litigation, the parties shall attempt in good faith to resolve any dispute by negotiations for at least thirty (30) days. This clause does not limit either party's right to seek interim injunctive relief.

18. Amendments

We may amend this Agreement by posting revised terms at calc618.com/terms. Material changes take effect thirty (30) days after posting (or earlier if required by law). Continued use after the effective date constitutes acceptance.

19. Assignment

The Company may assign or transfer this Agreement, in whole or in part, (a) to an Affiliate or (b) in connection with a merger, acquisition, or sale of substantially all assets, without your consent. You may not assign or transfer this Agreement without our prior written consent.

20. Notices

Legal notices to the Company must be sent by email to info@calc618.com with the subject line "Legal Notice – Calc618". We may provide notices to you by email to your registered address or via in-app notifications.

21. Miscellaneous

21.1 Entire Agreement. This Agreement constitutes the entire agreement between the parties and supersedes all prior understandings.

21.2 Severability. If any provision is held invalid or unenforceable, the remaining provisions remain in full force.

21.3 Waiver. Failure to enforce any provision is not a waiver of future enforcement.

21.4 Force Majeure. Neither party is liable for delay or failure caused by events beyond reasonable control, including natural disasters, war, strikes, or government action.

21.5 Language. This Agreement is drafted in English. Any translation is for convenience only; the English version prevails.

22. Contact Information

Website: calc618.com | Email: info@calc618.com